Buying a home is one of the biggest financial decisions you'll ever make — and having the right guidance can make all the difference.
Over the past several years, I have worked with some of New Zealand's leading mortgage advisory businesses, helping clients from all walks of life secure lending solutions tailored to their unique circumstances. This experience has given me valuable insight into lender requirements, mortgage structures and strategies that help clients achieve their property goals.
While I assist clients across all areas of lending, I have a particular passion for helping First-Home Buyers. I understand that buying your first home can feel overwhelming — there is an enormous amount of information available online, across social media and from friends and family. Often, the challenge isn't finding information, it's knowing which information applies to your situation.
Every client is different. Every lender is different. Every property journey is different.
My role is to simplify the process, answer your questions and provide clear, personalised guidance from your initial consultation right through to settlement day — and beyond.
I work with main banks & non-bank lenders across New Zealand
Expert mortgage advice for first-home buyers, refinancers, self-employed borrowers and developers across New Zealand. Personalised guidance from initial consultation through to settlement day — and beyond.
What are you looking for?
Tell us about the property
A few quick servicing questions
This helps me understand your borrowing capacity.
Your deposit & equity
Get your personalised borrowing snapshot
I'll review your details and get back to you at your preferred time.
I'll be in touch within 1 business hour. Want to lock in a time right now?
Book Free ConsultationWhichever stage you're at, I'll find you the right lender, the best rate, and the smartest loan structure — at no cost to you.
A snapshot of recent outcomes — every situation is different, but these are the kinds of results good structure and the right lender can deliver.
Past results don't guarantee future outcomes — every application is assessed on its individual merits.
Calculate weekly, fortnightly, or monthly repayments. See how extra payments can shave years off your loan.
I take the time to understand your situation, explain your options in simple language and guide you through the process from application to settlement. No pressure, no obligation — just clear advice from a registered mortgage adviser.
The best measure of my service is the experience of the clients I've helped. Swipe through to read why so many Kiwis have trusted me with one of the most important financial decisions of their lives.
Winner — Finsure New Zealand New Brokerage of the Year
Follow along on Instagram for weekly insights, rate updates, and behind-the-scenes from my advisory work.
@mohitsharma_mortgage_adviserBook a free, no-obligation consultation today and discover what lending options may be available to you. Whether you're buying your first home, refinancing, or planning your next property purchase, I'm here to help you make confident and informed decisions every step of the way.
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